As a group of companies, we aim to streamline the process of providing financial services — from lending to collecting overdue debts. Debt collection is an integral part of the credit process. We approach with responsibility and respect for customers who are in default. The process involves personal contact with the client and provision of an opportunity for repayment while observing good manners and relations.
This market segment is focused on consumer lending through a commercial network of financial centers for issuing loans on spot, by phone, online or through a partner network as well as providing financing for micro and small business entities. Building a commercial network is based on providing financial solutions for everyone who wants to receive instant funding corresponding to their needs and plans by accessing our products and services in convenient locations, over the phone or online.
By offering business loans, we aim to support and develop the potential of small businesses, representing the backbone of every economy. Loan applicants are owners of family companies, entrepreneurs, as well as anyone who represents the micro and small business and needs fast and tailor-made financial solution for its growth.
As a group of companies, we aim at developing and offering financial products and services in line with the global trends of the dynamically developing world.
In correspondence to our visions and entrepreneurial spirit, we consider creating financial technologies that benefit people as a part of our DNA code.
In this market segment, we operate in the of card and mobile payment types, as well as online lending. Home Collected Crediting segment lays on the implementation of personal approach by establishing personal relationships with clients, which results in better credit scoring and customer loyalty. In general, Credit Consultants visit current and potential clients for credit consultancy and disbursement as well as for collection of installments.
Aasan Instalment allows you to avail instalment plans on your credit card and pay back in equal monthly instalments. Your Standard Chartered Credit Card can be used at more than 50, establishments in Pakistan and millions of locations worldwide. When you use your Easy Credit Card outside Pakistan, the transaction amount will be converted from the transaction currency to US Dollars, based on the international exchange rate prevailing on that date.
Easy Credit is a revolving facility that provides you the convenience of cash up to your cash advance limit to meet your urgent financial needs. For example, if your credit limit is Rs. This is to inform that by clicking on the hyperlink, you will be leaving www.
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All insurance products are governed by the terms in the applicable insurance policy, and all related decisions such as approval for coverage, premiums, commissions and fees and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. Many of the best credit cards are targeted to people with good or excellent credit, which puts those who are just starting out at a significant disadvantage.
Still, some credit cards are significantly easier to get approved for—even if you have made some major credit mistakes in the past. The easiest credit card to get approved for may not be ideal as a long-term card, but you will get the chance to build your credit history. The Indigo Platinum Mastercard is geared to people with imperfect credit, so you may be able to qualify with a low credit score or no credit history at all. This card also reports your credit activity to the three credit bureaus, so you can use it in the short term to build credit and boost your score over time.
Keep in mind that you may have to pay an annual fee depending on your creditworthiness. Bank of America offers prequalification through its site when you log in to your account. The Customized Cash Rewards is rare among secured cards in that it offers cash back. If all goes well and you make your payments on time, you can eventually request an upgrade to the unsecured version of the card. You earn 1. The Discover it Student chrome is marketed to students, so you may be able to qualify if you have a limited credit history or a low score.
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